From: Mark Lyford
RE: How to avoid financial ruin when the next crisis hits

Dear frustrated bank customer,

"Wait a minute… I’m not frustrated" you might say.

But I will guarantee you that when you read this letter you are going to be frustrated and maybe even a little bit angry.

However, not half as frustrated and angry as you will be if you ignore this critically important message and wake up to see your entire financial net worth reduced to a big fat ZERO!

Back in 2008 the entire world experienced the worst financial crisis since the Great Depression of the 1930’s…

I will guarantee you that when you read this letter you are going to be frustrated and maybe even a little bit angry.

We’re still seeing the aftershocks of this crisis. Even if our government and banks are telling us that we’re out of the woods – don’t believe them for a second!

All you have to do is open today’s newspaper...

It will be filled with stories about bail outs, debt ceilings, foreclosures, unemployment, Eurozone crisis, the list goes on and on…

These news stories are not just the results of the 2008 crisis… they are also the early symptoms of a much bigger crisis looming just around the corner! …

If you then flip to the financial news of the same newspaper you will see that banks all over the world are reporting record profits!

Those profits are made on the back of trillions of dollars of bail outs funded by tax payers just like you.

But rather than being grateful these fat cat bankers pocket most of the money themselves, while raising the fees and charges for normal banking operations to absurd levels.

Fat cat bankers pocket most of the money themselves, while raising the fees and charges for normal banking operations to absurd levels.

The only good thing is that these vultures will be hit hard when the next crisis hits. The bad news… they will take you and your life savings down with them!

Now, I don’t want to be a doomsayer and I’m not here to fill you with fear and panic.

A quick Google search, and as you will soon discover the situation is growing very dire.

However… Everything in this letter can easily be verified with a quick Google search, and as you will soon discover the situation is growing very dire.

In fact it’s getting so dangerous I feel it’s my duty to pass on my knowledge to as many people as possible, so you too can make an informed decision about your financial and banking future.

I’ll explain how I know this crisis is about to happen. You can decide for yourself if I’m full of hot air.

As for me, I’m more sure about this looming crisis than I’ve been about anything else in my life.

And that’s why I want to share with you… the exact method I personally use to secure and grow my assets in preparation for the next crisis.

But before I get to that, you need to understand…

It all started with the financial crisis back in 2008, and the events leading up to it.

I won’t go into too much detail with this as it’s all well known or at least very well documented and easy to research.

But essentially it started as a sub-prime mortgage crisis. Banks and mortgage brokers like Fannie and Freddie were issuing mortgage loans to people who really could not afford them. In turn this inflated the real estate market, creating a bubble.

When these bad loans started to default the bubble burst and started a domino effect with companies and governments going bankrupt all over the world.

The rest… at they say… is history.

However the interesting part about 2008 crisis is not why it happened (although that is important if we are to avoid it happening again)…

No… the really alarming bit is how governments around the world and specifically the US government are dealing with the aftermath of this crisis.

Fannie and Freddie were issuing mortgage loans to people who really could not afford them

After the crisis the US government decided that it could not allow big companies like GM, AIG, Fannie Mae, Freddie Mac and many others to fail.

These companies were bailed out using trillions of tax payer dollars. Of course they didn’t actually have the money and thus had to take massive loans.

However the US government was already heavily indebted, owing more than 17 trillion dollars and running at yearly budget deficits the debt just keeps piling up.

It seemed like a problem with no solution (except for some harsh, spending cuts and tax hikes and entitlement reforms that would be very unpopular).

But then the US Federal Reserve invented the biggest Ponzi Scheme in history! They call it “Quantitative Easing”, and here’s how it works.

The Federal Reserve, which acts as the central bank of the US, have been printing money… LOTS of money.

They use that money to “stimulate the economy” by buying financial assets from commercial banks in order to raise the prices on those assets.

If that sounds harebrained and dangerous to you… that’s because it is!

They are creating money out of thin air to artificially inflate the prices of failing assets.

US Federal Reserve invented the biggest Ponzi Scheme in history! They call it “Quantitative Easing”

It’s the monetary policy version of peeing your pants to stay warm!

It’s creating a new bubble… and this bubble will burst – it’s only a matter of time.

This is like playing a game of Monopoly where the guy controlling the bank is cheating!

They are also printing all this new money to help the government pay off it’s massive debt, which is equally stupid and dangerous… 

This is like playing a game of Monopoly where the guy controlling the bank is cheating!

If he can take as many loans from the bank as he likes, and then “repay” those loans with unlimited photocopies of the official Monopoly money... He will of course always end up winning the game.

But before that happens, the game will have lost all meaning and the other players will have quit because it’s simply not fun anymore.

The big difference is that real life is not a game you can quit, and…

This is not limited to the US!

In fact most central banks in the world are involved in this. Both the Bank of England and the European Central Bank are printing money at a break neck pace!

The most immediate and obvious way you are going to lose is through inflation. The more money the central banks print the higher the inflation will be.

The real annual inflation for the USD is around 5% a year. That means that your money is losing purchasing power every day as prices go up!

But that’s not the biggest problem and it’s something you can get around as long as what you earn from your assets exceeds the rate of inflation (we’ll get to that in a bit).

The biggest danger is not even the impending asset bubble created by quantitative easing.

The real danger is the US Dollar losing its place as the world’s reserve currency.

Just about any commodity in the world, from wheat to oil and everything in between is priced and traded in USD. Almost all international financial transactions are performed in USD too.

When the US buys oil from the Middle East they pay in Dollars and when they repay their loans to the Chinese they send dollars too - That’s what it means to be the world’s reserve currency.

The US Dollar could lose its place as the world’s reserve currency

The ultimate benefit is that since they are creating dollars out of thin air, the US gets to buy stuff a lot cheaper than anyone else and they can pay of their foreign debt with imaginary money.

But that’s rapidly pissing off other countries.

The Chinese and Japanese are upset about the US repaying their loans in Dollars that are worth a lot less than when they took out the loans.

The oil producing OPEC countries don’t like the fact that the US can print their way to a huge rebate on the oil they purchase

China, Russia and OPEC have already expressed a desire to find an alternative reserve currency to replace the dollar!

Add to that the fact that the US keeps racking up debt that they may not be able to repay.

We have already seen two debt ceiling debacles play out in Congress and both times it came down to the wire.

Should Congress fail to raise the debt ceiling next time, the US will technically default on at least part of their debt – the international financial markets will certainly see it this way.

The financial market’s will no longer have confidence in America’s ability to honor their obligation, including ensuring the value of all the Dollar notes and coins in the world

US keeps racking up debt, the financial market’s will no longer have confidence in America’s ability to honor their obligation, including ensuring the value of all the Dollar notes and coins in the world

We will immediately see a new world reserve currency emerge and this will be devastating for the American economy.

In fact for every day that passes we’re getting closer and closer to…

Here’s what will happen in America when the Dollar loses it status as the world’s reserve currency.

The price of oil and gas will instantly double!

The US will have to convert USD into a different currency in order to buy oil and that alone will raise the price a lot. Add to that the US can no longer print money to pay for oil.

Since oil is used in the entire supply chain, for example for shipping and cooling… All prices will increase too!

Faith in the US government’s ability to pay its debt will be near zero and nobody will want to lend them any more money.

The only “solution” is to do what they do best… print more money!

This will rapidly lead to hyper inflation and the USD becoming worthless.

Capital controls will be imposed, preventing you from moving any money out of the country and from converting USD into other currencies.

We’ll see mass unemployment, foreclosures will soar, poverty will be the norm and…

People will take to the streets and we will see widespread riots!

People will take to the streets and we will see widespread riots!

Now, maybe you don’t live in the United States and you’re thinking: “that sounds horrible, but it’s not going to affect me – it may even benefit me”.

Think again...

The 2008 crisis started as real estate bubble in the US… but within days the crisis went global, because…

You may also be thinking: “that’s never going to happen in the US, the politicians will wake up and fix stuff before I gets that bad!”

I sincerely hope you are right… but you’re probably putting more faith in your government than they deserve!

And if you’re thinking that this will never happen… Well the citizens of the UK, Greece and Cyprus would beg to differ!

Lets take a look at the lessons we have learned from these 3 countries…

UK: the British Pound Sterling was actually the world’s reserve currency for more than 200 years. Until the Pound was devalued in the early 70’s and the USD took over.

What happened in Britain shows us a very scary picture of what is about to happen in the US.

Readers in UK who are old enough to remember, will recall the hardship, the strikes, riots and social division of the Thatcher era.

This crisis also affected all the major stock markets in the world, particularly in the United Kingdom, it was one of the worst stock market downturns in modern history.

Due to increased globalization, the worldwide impact will be even bigger when this happens in the US!

Greece: and right now we’re seeing the debacle unfold in Greece. Capital controls have just been imposed with nobody being allowed to withdraw more than €60 per day or send any money abroad.

It’s widely expected that Greece will be forced to default on their debt, leave the Euro and return to the old Drachma.

Tough times are ahead for the Greek people who have already suffered a lot at the hands of corrupt regimes and greedy banks.

And make no mistake a Greek default will send major ripples through the financial world, we are only seeing the beginning, and stocks are already in free fall all around the world

There are many more examples like these, and here’s the thing…

None of these countries are 3rd world countries. They are rich, developed 1st world countries just like the US.

Tough times are ahead for the Greek people who have already suffered a lot at the hands of corrupt regimes and greedy banks.

But we have to visit a tiny Mediterranean island nation to discover what I consider to be the single biggest threat to individual freedom and wealth!

Cyprus: Back in 2013 Cyprus’ economy was sound, certainly healthier than that of most Eurozone countries.

However the two biggest banks on the island were heavily exposed to bad Greek bonds and debt.

When the troubles started in Greece these two banks needed to be bailed out, and with the Cypriot banking sector being 17 times larger their GDP it was not something the government could do on their own.

They had to call in the EU, ECB and IMF to ask for a loan…

What happened next shocked the entire world.

Instead of doing as expected and lending Cyprus money for a bailout, the so called troika decided that the banking customers on Cyprus had to fund the bailout and the devised a plan for the first bail-in in history.

Customers in Laiki Bank and Bank of Cyprus saw all their deposits over €100K wiped out and turned into worthless shares that will never appreciate.

This was radical and the notion that politicians can freeze your bank account and take whatever they like from it in order to prop up failing banks and countries… well that’s downright scary.

I firmly believe that the fact that they did this in a small country like Cyprus should be seen as dress rehearsal – and after the deed was done the head of the Eurogroup, Jeroen Dijsselbloem deemed the “experiment” a huge success!

Do not be surprised if the next time a big American or UK bank needs to be bailed out – your government will simply steal the funds needed directly from your bank account!

In the aftermath the Cyprus crisis the country went into heavy recession with mass unemployment and falling living standards.

And now over 2 years later the Cypriot government has only just ended the capital controls, that heavily limited their citizens’ access to their own money (or what was left of it) and their ability to send any of it abroad.

But the biggest lesson from the Cypriot crisis still remains that…

It should be crystal clear by now that you need to take action to protect your personal assets.

Your money is losing purchasing power daily due to inflation.

The central banks have already demonstrated a willingness to dip straight into your pockets and steal whatever money they need

The central banks have already demonstrated a willingness to dip straight into your pockets and steal whatever money they need in order to keep their racket going just a little longer.

And with printing presses running on overtime in Central Banks all over the world we’re headed straight for a financial crisis of unimaginable proportions!

You need to move your money from vulnerable fiat currencies into something that will withstand the coming crisis.

But no matter what you have heard, I can’t stress this enough…

The biggest problem with precious metal is that you can’t use it to purchase your every day needs, pay your bills etc.

Taking a bar of gold to the bakery to buy bread is both impractical and very unsafe. And odds are that the baker would have to give you change in the very fiat currency you are desperately trying to avoid.

What you need is to invest in something that will both safeguard AND grow your assets during the coming crisis… and something that allows you to easily and instantly make the purchases and transactions you need to make.

That “something“ is here… and it’s called Bitcoin

But before we get into exactly how Bitcoin is your best safeguard against the coming crisis…

I just want to quickly let you know why I’m more excited about Bitcoin than anything else I have seen online because…

In the aftermath of the 2008 crisis everyone and their mother were buying up gold in order to hedge against crashing stocks and bonds markets and the rising inflation… As a result gold prices soared.

If you bought in early, congratulations… if not, then the high price of gold makes it a poor vehicle for securing your assets.

It’s prohibitively expensive to get into the gold market and there is a big risk that the price will decline – at least it’s unlikely that your gold holdings will appreciate significantly, even during the coming crisis.

But the two real reasons why buying precious metals is not the solution are…

In order to buy gold you usually have to go through the very banks that you are trying to avoid.

Storing your gold with the banks is like setting the fox to guard the henhouse!

Usually the banks will keep your gold “secure” for you and issue you proof of your ownership.

As we have just seen with the Cyprus crisis, such a guarantee is worth less than the paper it’s written on. Storing your gold with the banks is like setting the fox to guard the henhouse!

My name is Mark Lyford and I am the founder and director of Banx Capital.

I have been an online entrepreneur since 1997 and over these years have run over 32,000 websites. I have made millions of dollars online, seen bubbles come, go and burst.

During this time only a handful of opportunities have truly excited me.

The potential that Bitcoin and crypto currencies have to change the financial world and change the way we buy and sell products and services is as big as when humans first went from a barter system to using money.

I have the same gut feeling and excitement now that I did back when I made my first dollar online in 1998.

That’s why I decided to dedicate my entire professional life to this topic. I have spent years studying every aspect of it and without tooting my own horn too loudly – I can safely say that I am an expert on Bitcoin and especially on it’s application for securing and growing your personal assets, even in the face of economic crisis

My goal is to create the education, tools and infrastructure that will allow normal people like you to implement Bitcoin in their plan for economic freedom.

And to show you…

Secure and grow your assets in preparation for the next crisis.

If you start investing some of your money into Bitcoin, you can, without fail, instantly combat all the dangers posed by the central banks.

For every problem, Bitcoin offers an easy solution.

Your Bitcoins are stored securely on your own computer, completely cutting out the need for banks. You can even print out your Bitcoin keys and store them in a safe if you like.

Either way it protects your assets from the greedy hands of the government and bankers. There is absolutely no way for them to touch your assets.

Protect your assets from the greedy hands of the government and bankers.
Inflation is simply not possible
with Bitcoin

Bitcoin is a finite commodity we know exactly how many will be issued and when. It’s not possible for anyone to change this and decide to release more Bitcoin.

Inflation is simply not possible with Bitcoin. On the contrary, due to the increased demand and constant supply the purchasing power of Bitcoin can only go up!

I’m sure many governments and banks would love to shut down crypto currencies. It scares them and it’s threat to their power and control over you.

But the underlying blockchain technology and the decentralized nature of Bitcoin makes it impossible for them to do so.

It’s similar to the internet in that regard. The internet has grown huge and diverse… and with it being hosted on millions of different servers in a decentralized structure… No government, company or agency can shut it down!

Sure they can block access to a few sites, they can even try to take away access for a short period of time – but that’s all they can hope to do now.

Governments and banks would love to shut down crypto currencies. It scares them and it’s threat to their power and control over you.

Bitcoin is the same. It’s already too widespread and robust to take down!

As we have seen in Greece, Cyprus, Argentine, Iceland and countless other countries… When the crisis hits the government will immediately turn to capital controls to prevent bank runs (at least that is their excuse).

They will limit how much cash you can withdraw from your bank.

They will limit how much cash you can withdraw from your bank accounts and how much money you can send abroad or exchange to foreign currency.

They have no way to impose such limits on Bitcoin!

During the periods of capital control in Cyprus and now Greece, the demand for Bitcoin went up and the prices soared.

If you invest in Bitcoin before the next financial crisis strikes, that is fantastic news for you, because…

During a crisis with systemic market failure, inflation, loss of confidence in the fiat money and possibly capital controls…

The demand for a safe alternative will be huge. During the next crisis that safe alternative will most likely be Bitcoin, just like gold was the hot commodity back in 2008.

If you get in now and invest in Bitcoin before the next crisis happens, you have a very good chance to come out ahead – just like a few clever investors predicted the 2008 crises and made fortunes short selling stocks.

The demand for a safe alternative will be huge. Bitcoin will not only protect your assets it will automatically grow them..

More and more businesses are accepting Bitcoin, both online and offline. There are currently over 100,000 merchants accepting crypto currency and the number is growing daily.

More and more businesses are accepting Bitcoin, both
online and offline.

Soon you will be able to buy everything from milk and bread to cars and houses using Bitcoin.

Spending your Bitcoin is both easy and safe. You can pay online, you can load some coins on to your mobile phone – you even get coins loaded with Bitcoin that you can physically exchange for goods and services.

This makes Bitcoin a lot easier to use than other alternative forms of payment such as gold.

Don’t forget that during the next crisis the demand for Bitcoin will skyrocket… and so will your purchasing power!

I’m sure you agree by now that investing in Bitcoin is a great

And the best part…

I hope my predictions are wrong and that we’ll avoid a new crisis and complete meltdown of the financial system.

But faced with the overwhelming evidence, I’m not optimistic and I strongly recommend that you prepare for the worst.

Look at it this way, The real annual inflation for the USD is around 5% a year, while Bitcoin has on average appreciated at about 400% a year since inception.

If you were to invest just a few percent of your assets you would be able to combat inflation and come out ahead. Investing more could mean a windfall.

Bitcoin is still relatively new and thus volatile.

However, it’s a finite commodity. We know exactly how many Bitcoins will be issued and we can precisely predict the amount of BTC in the system at any given point in the future.

This means that it’s also relatively easy to predict the future value of Bitcoin and most industry experts expect it to stabilize at around $500 within a year or two.

Today just one Bitcoin (BTC) is worth...

You have the choice to purchase and hold on to a few Bitcoins, beating inflation and potentially double your money within a year!

There is no other asset management tool, stocks, bonds, mutual funds etc. that can offer you the same return that Bitcoin offers!

You used to be able to put your savings in a bank account and sleep easy knowing that your money was not only safe, but also growing due to interest payments.

But after the financial crisis everything changed…

Your bank account is no longer a safe haven for your money! This takes away the only two benefits of using banks (security and earning interest)… and you are left with only the negatives.

As we’ve seen with the Cyprus crisis and with the many banks going bust all over the world – your bank account is no longer a safe haven for your money!

And you can forget about earning interest on your deposits!

One of the side effects of all the money printing going on right now is historically low interest rates, and banks were all too eager to translate that into 0% interest on your deposits.

This takes away the only two benefits of using banks (security and earning interest)… and you are left with only the negatives.

Banks all over the world have received billions of dollars in bail-outs, all funded by your tax payer money.

Many of the banks have been involved in interest fixing scandals, cartel lawsuits and conspiracies to outright steal your money!

Yet we still put our faith in them and your only reward is a slew of ever increasing fees.

You got your account fees, wire transfer cost, cheque cost, merchant fees, ATM fees and overdraft fees… the list goes on and on.

Not only is it costly to use the traditional banking system, their technology is also horribly dated and inefficient – just look at the current wire transfer system.

If you want to transfer money to another country you first have to pay a huge fee and then it takes days or weeks before the money arrives.

If you were to use Western Union, as many do, to send money to family or friends abroad – your fees can be as high as 25%!

Slew of ever increasing fees. If you want to transfer money to another account you first have to pay at least 3.5 % in fees and then it take 3 days or more before the money arrives.

In this internet era of instant information exchange, having to wait 3 days for a transaction to clear is ridiculous.

Fortunately Bitcoin also offers an easy solution to this problem…

As we examined earlier it’s actually safer to store Bitcoin on your computer than it is to have money in any bank.

Bitcoin allows you to completely bypass the corrupt banking system. Even better, the fee for sending money is not even close to 3.5 %... With Bitcoin the fee for sending money is only $0.01!

With Bitcoin you pay zero account fees, or any other fees for that matter!

With Bitcoin you can instantly send money to anyone, anywhere in the world.

Even better, the fee for sending money is not even close to 3.5 %... With Bitcoin the fee for sending money is only $0.01!

And it doesn’t matter if you send $10 or 10 million dollars and still only pay 1 cent in fees!

Hopefully by now you understand the amazing potential Bitcoin offers as way to both safeguard and grow your assets, especially in times of extreme financial crisis.

And also a fantastic alternative to traditional banking, saving you thousands of dollars in fees and meeting all your banking needs in an easy, efficient and instant manner.

But there is one small problem…

Geeky mathematicians and computer programmers designed Bitcoin and the whole ecosystem around it.

If you don’t know your blockchain from your hash rate, it can all be a little overwhelming. And with it being a new technology there is a steep learning curve.

Most people have a lot of questions like…

“How and where do I buy Bitcoin and at what price?”

“How do I store my Bitcoin in a safe manner?”

“When should I sell my Bitcoin and should I sell at all?”

"How can I spend my Bitcoin to purchase all the things I need on a daily basis?”

How and where do I buy Bitcoin and at what price? If you don’t know your blockchain from your hash rate, it can all be a little overwhelming.

Lots of questions and all good ones - But that’s why we are here.

Our goal is to completely cut out the learning curve, provide you with all the information and tools you need… So you can start using Bitcoin immediately with minimum hassle!

We are a Bitcoin business that is in it for the long haul not like all these other so called experts that sell you dreams of getting rich quick with Bitcoin.

Due to our size and focus, we can offer you all the software, infrastructure and knowledge you need in one place… Making your transition to Bitcoin a breeze.

We understand that you have a busy life and can see the potential of Bitcoin so we won’t waste your time telling you things you don’t need to know.

We will just get to the point of showing you exactly what you need to know to get up and running quickly and using Bitcoin in an easy, fast and secure way!

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Mark Lyford

P.S. The only way to lose here is to fail to take action, to stay with your head buried in the sand and wait for the next financial crisis to wipe out your life savings! It's time to say 'Yes!' - Yes to keeping ALL of your hard earned money and yes to potentially turning your failing paper money into a digital fortune...

Bitcoin is here to stay and you have everything to gain and nothing to lose by implementing it in your life. Digital Money Revolution really is the most effective way to quickly start profiting from Bitcoin!

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